recent quotes

"We’ll continue to introduce greater flexibilities over how and when we invest in affordable housing, including through further Strategic Partnerships with ambitious providers. In return, we ask housing associations to be more ambitious in how they use their own resources and capacity to significantly increase housing delivery. "

Homes England, Strategic Plan 2018/19 to 2022/23, 30th October 2018

"We [...] believe that there are clear steps the Government can take to turbocharge the supply of truly affordable homes. By better capturing the dramatic uplift in land value when planning permissions are granted, providing greater financial leverage to housing associations, and revitalising councils’ ability to build homes at scale, we will get much closer to ensuring that no household should suffer for being unable to afford rent in the private market. "

Centre for Social Justice, Second Interim Report of the Housing Commission, 25th October 2018

Under the process of managed migration, the roll-out [of Universal Credit] will be slow and measured. It will start not in January 2019, but later in the year. For a further year we will be learning as we go with a small amount of people—maybe 10,000—to ensure that the system is right. The roll-out will then increase from 2020 onwards. It will be slow and measured, and we will adapt and change as we go.."

Esther McVey, during a Parliamentary debate on Universal Credit, 15th October 2018


Welcome to the website of Hargreaves Risk and Strategy.

We are a specialist consultancy and research organisation, working with housing associations, funders and regulators on risk management, strategic planning and control.

latest news...

Associations increase liquidity ahead of Brexit

Several deals brought forward to avoid uncertainty

A number of housing associations brought forward funding deals of various kinds - bank loans, bond issues and private placements - so that these were concluded well ahead of a possible chaotic Brexit. With the probability of such an event increasing, associations are advised to ensure that they have robust contingency plans in place to cope with the possibility of much higher inflation and interest rates, combined with a sharp fall in house prices.

For more information, see the latest edition of the HRS Review.

2018 Members Conference

Our thirteenth Members' Conference took place on 5th June 2018 at the Institute of Directors in London. Slides and summaries of the presentations from the Conference are available in the members' area.

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