recent quotes

Under the process of managed migration, the roll-out [of Universal Credit] will be slow and measured. It will start not in January 2019, but later in the year. For a further year we will be learning as we go with a small amount of people—maybe 10,000—to ensure that the system is right. The roll-out will then increase from 2020 onwards. It will be slow and measured, and we will adapt and change as we go.."

Esther McVey, during a Parliamentary debate on Universal Credit, 15th October 2018

"Solving the housing crisis is the biggest domestic policy challenge of our generation. It doesn't make sense to stop councils from playing their part in solving it. So today I can announce that we are scrapping [the Housing Revenue Account borrowing] cap. "

Theresa May, Speech to the Conservative Party Conference, 3rd October 2018

" today, I can announce that new longer term partnerships will be opened up to the most ambitious housing associations through a groundbreaking £2 billion initiative. Under the scheme, associations will be able to apply for funding stretching as far ahead as 2028/29 – the first time any government has offered housing associations such long-term certainty. Doing so will give you the stability you need to get tens of thousands of affordable and social homes built where they are needed most, and make it easier for you to leverage the private finance you need to build many more. "

Theresa May, Speech at the National Housing Summit, 19th September 2018


Welcome to the website of Hargreaves Risk and Strategy.

We are a specialist consultancy and research organisation, working with housing associations, funders and regulators on risk management, strategic planning and control.

latest news...

Universal Credit

In the face of criticism of the process from many quarters, Work & Pensions Secretary, Esther McVey, announced that the migration of claimants of legacy benefits onto Universal Credit would begin later in 2019 and proceed at a slower pace than had originally been planned.

For more information, see the latest edition of the HRS Review.

2018 Members Conference

Our thirteenth Members' Conference took place on 5th June 2018 at the Institute of Directors in London. Slides and summaries of the presentations from the Conference are available in the members' area.

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